Hands working at a craft bench — Photo © Annie Spratt, used under the Unsplash License

Side-hustle profit and runway

What your side business clears each month after costs, fees and tax, and how long your savings would last at the gap between that and your living costs.

Side-hustle profit and runway

See what it really clears.

Monthly revenue ($)

Monthly business costs ($, optional)

Platform and payment fees (% of revenue, optional)

Tax set-aside (% of profit, optional)

Runway (optional)

Savings you could draw on ($)

Monthly living costs ($)

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How it works

Fees = monthly revenue × your platform and payment fee percentage.
Tax set-aside = (revenue − costs − fees) × your tax percentage. When revenue − costs − fees is 0 or less there is no profit to tax, so the set-aside is 0.
Monthly profit = revenue − costs − fees − tax set-aside.
Monthly net burn = your monthly living costs − monthly profit (living costs count as 0 if you leave them empty, so the burn is then just any monthly loss).
Runway = savings ÷ monthly net burn, in months.

If the burn is 0 or less, your profit covers your living costs and the calculator shows “not burning cash” rather than a number of months. With no savings it says they would not cover a month.